Missouri AG helps consumers saddled with zombie debt

Zombie debt is debt that you don't owe anymore because it's been discharged in bankruptcy, the statute of limitations has run or you paid the debt. Just like the zombies in the late night scary movies, it's debt that refuses to die.

If you have a loan or credit card debt on which the statute of limitations has run and someone's trying to collect it - you have a zombie debt.

If you have a debt that has been discharged in bankruptcy that someone is trying to collect - you have a zombie debt.

If you paid a debt and someone's trying to collect the debt again - you have a zombie debt.

And, if you have someone trying to collect a debt that's actually owed by someone else - you may have a zombie debt.

Missouri Attorney General Chris Koster recently filed suit against a company called Professional Debt Management located in Kansas City and another company called Portfolio Recovery Associates, based in Virginia.

Attorney General Koster alleges in his lawsuit against these companies that they have been scaring consumers to try try to collect debts that the consumer has already paid and, in some cases, is trying to collect debts that are actually owed by someone else.

If you have been victimized by a zombie debt collector, contact the Missouri Attorney General's consumer protection office at consumer@ago.mo.gov.

If you would like to just give a shout out to thank Attorney General Koster for his efforts in protecting consumers against the predatory practices of zombie debt collectors, you can email his office at ag@ago.mo.gov.